Qualifications

WHO QUALIFIES?

California’s Low Cost Auto (CLCA) Insurance program helps good drivers that are income eligible afford auto insurance that meets the state’s financial responsibility laws. Each policy provides liability coverage for the vehicle’s primary driver and eligible secondary drivers. Each individual car owner may buy separate policies to insure up to two vehicles, per person under this program. All vehicles in your household must be covered under the CLCA program.

To qualify for this program, you must:

  • HAVE A VALID CALIFORNIA DRIVER’S LICENSE
  • MEET INCOME ELIGIBILITY GUIDELINES
  • OWN A VEHICLE VALUED AT $25,000 OR LESS
  • BE AT LEAST 19 YEARS OF AGE

INCOME ELIGIBILITY

HOUSEHOLD SIZE (PEOPLE)

MAXIMUM INCOME

$ 30150

GET AFFORDABLE AUTO INSURANCE IN TWO EASY STEPS

GET AFFORDABLE AUTO INSURANCE IN TWO EASY STEPS

1. Complete the Eligibility Questionnaire

2. Apply online OR with a local agent at no cost

Click here to see if you are eligible

1. Complete the Eligibility Questionnaire
2. Apply online OR with a local agent at no cost
Click here to see if you are eligible

IT'S EASY TO APPLY

If you have recently received a driver’s license through AB60, you may be eligible for this program regardless of immigration status.
IF YOU QUALIFY, HERE ARE THE ITEMS YOU'LL NEED TO ENROLL.
  • A VALID DRIVER LICENSE
  • CURRENT VEHICLE REGISTRATION
  • THE INITIAL DEPOSIT FOR PAYMENT
  • You will also need to provide just ONE of the following documents:
  •  
  • PROGRAM

    DOCUMENT REQUIRED

    CalFresh (food stamps)

    EBT card

    CalWorks

    Notification letter

    California LifeLine

    Bill showing discount from phone company

    LIHEAP Low Income Home Energy Assistance

    Bill showing discount from utility company

    Medi-Cal / Medicaid

    Program card

    California Employment Development Department (EDD)

    Debit card or benefit letter

    SSI / Social Security Income (age, blind, disabled)

    Recent bank statement as proof of deposit

    Social Security or Pension

    Letter from administration

    Income Level*
    *social security number or TIN accepted

    • Copy of federal or state income tax return for last year
    • W-2 or 1099 form
    • Payroll stub or employer verification letter

Note: The California Department of Insurance does not sell insurance. Policies for this program are sold by licensed insurance producers and issued by licensed insurance companies.



TAKE THIS SIMPLE QUESTIONNAIRE TO GET INSURED NOW